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— Latest Posts
Katy Mackenzie || April 02, 2025
Why do mortgage pre-payment penalties rise as rates fall?
Why do mortgage pre-payment penalties rise as rates fall? Any why would some borrowers still break their mortgage early?With fixed mortgage rates trending lower in recent weeks, homeowners are...
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Katy Mackenzie || April 01, 2025
How to prepare your home for the spring real estate market
The arrival of spring typically brings renewed activity in Canada’s housing market. Longer days and warmer temperatures tend to draw both buyers and sellers back into the real estate...
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Katy Mackenzie || March 25, 2025
Another rate cut—here’s how it affects your mortgage
The Bank of Canada just lowered interest rates again, cutting its policy rate by 25 basis points to 2.75%. If you have a variable-rate mortgage or a line of credit, this likely means some relief in...
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Katy Mackenzie || March 11, 2025
Planning a spring renovation? Here are your financing options
Spring is just around the corner - even if there’s still snow on the ground! As the weather warms up, many homeowners start thinking about renovations to refresh their space, improve energy...
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