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TMG The Mortgage Group Canada Inc.
Great mortgage advice is about you
Your hopes. Dreams. Aspirations. Choose wisely.
An independent Mortgage Professional knows it's personal. You are not a number. Not a mark. Not someone to be fooled by teasers and false promises. You are a human being with dreams, goals and needs. Independent advice is designed to address these needs. I'm Katy Mackenzie and I'd love to work with you!
  • Save Time & Money
    Who doesn't want that? I'm your personal shopper for your mortgage. I will find the product that best fits your needs and goals at the best price. Truly independent & objective mortgage advice. Your bank can't say that.
  • Experience & Education
    Any mortgage broker can do that, why Katy? I have almost 20 years lending experience both in the bank and broker world. This along with a Bachelor of Commerce degree and Personal Financial Planning designation allows me to look at your financing not as just a product but a piece of your overall financial plan to better advise you.
  • Professional Network
    Want to work with the best of the best? Of course you do but most top tier real estate professionals have a full client base & only work on referrals. I can get you the referral to the professional you are looking for.
Why Use My Services?
see above (insert cheeky wink here)
What mortgage do you need?
New home, rental or vacation property? I will shop all available lenders to recommend the right offering for you are the best price.
Mortgage up for renewal or considering your options early? I will review your current lender offering, compare it to other lender offerings and recommend the best options.
Consolidating debt, renovating or looking into a reverse mortgage? I will review and recommend best possible options at the best price.
What are you waiting for?
Mortgage Rates
seen a lower rate? did you read the fine print?
How Much Can You Afford?
And other handy calculators
Blog — Latest Posts
The stress test. What is it really all about?
Do you know what the stress test is? How it impacts you specifically?If you don't or are making any assumptions about it then this is for you!I had the pleasure of being invited back on theKelly Hale...
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What does a lower stress test rate mean?
For the first time in three years we have seen a reduction in the stress test rate. This rate also known as the benchmark rate has been reduced from 5.34% to 5.19%.How does this impact you?The stress...
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First-Time Home Buyer Incentive details announced
The details of Canada's new First-Time Home Buyer Incentive (FTHBI) program have been announced. Whether you are a first-time home buyer, realtor with clients interested or just curious about the new...
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Broker versus bank. Which do I choose?
One of the most common questions I get asked is why would I choose to work with a mortgage broker versus the bank. I recently had the pleasure of being a special guest on the Kelly Hale Real Estate...
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Ready to begin?

Call me today for a free consultation!